Financial Literacy

About Course

Financial Literacy is a practical life-skills course designed to help students make confident and responsible decisions about money. The course introduces learners to essential personal finance concepts, including income, expenses, budgeting, saving, borrowing, investing, banking, assets, liabilities, debt, and financial goal setting.

Students will learn how to manage income, control spending, separate needs from wants, track expenses, prepare a simple budget, and build healthy saving habits. The course also explains important financial topics such as bank accounts, debit and credit cards, ATM safety, customer responsibility, compounding, the Rule of 72, rupee cost averaging, and the time value of money.

Through guided lessons, examples, activities, knowledge checks, and quizzes, learners develop practical money-management skills they can apply in everyday life. By the end of this course, students will be able to make informed financial decisions, compare saving and investment options, understand basic banking safely, plan for emergencies, and create SMART financial goals for a secure financial future.